What it is:
The primary goal of the California Low Cost Automobile Insurance Program is to provide an affordable auto insurance option to low-income good drivers. California Law requires that all drivers be insured. The California Low Cost Automobile Insurance Program provides affordable liability-only auto insurance that meets the state's financial responsibility laws.

Eligibility:
To be eligible for the CLCA program you must meet the following:

• Be able to meet low-income requirements
1 person = $25,525
2-3 persons = $34,225
4-7 persons = $51,625
8 persons = $86,425

• Meet the good driver standard (no more than one at-fault property damage-only accident or no more than one point for moving violation in the past three years)
• Be at least 19 years old
• Have been continuously licensed to drive for the past three years
• Have a vehicle valued at less than $20,000

How to Apply:
1-866-602-8861
Website: http://www.insurance.ca.gov/0100-consumers/0060-information-guides/0010-automobile/lca/index.cfm