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Seniors

Seniors: Nationwide Resources

Finances, elder care and retirement are all important topics to discuss with seniors in your family. This site connects you to information about applying for Social Security, retirement planning, and senior assistance through programs like Meals on Wheels.



Eldercare.gov
The Eldercare Locator is your first step for finding local agencies in every U.S. community that can help the elderly and their families’ access home and community-based services like transportation, meals, home care, and caregiver support services.
http://eldercare.gov/Eldercare.NET/Public/Index.aspx
For more information call: 1-800-677-1116

Planning for Retirement?

The Motley Fool

Investment and Retirement basics
http://www.fool.com/investing/basics/index.aspx

Social Security
Receive monthly checks based on how long you have worked, how much you worked, where you worked, and how old you were when you first started working. You can apply when you are 62 or older, have a disability, or are the spouse or child of a deceased or disabled worked who paid into Social Security.
Apply with screening tool at www.socialsecurity.gov
For more information call: 1-800-772-1213 | TTY: 1-800-325-0778

Visit these two retirement calculators to learn more about what retirement could mean for you:


Retirement Nest Egg Calculator

This calculates what is needed for retirement and underlying facts.
http://www.aarp.org/work/retirement-planning/retirement_nest_egg_calculator/
Call Toll Free: 1-888-687-2277 l TTY: 1-877-434-7598

Retirement Contribution Effects on Your Paycheck Calculator

An employer sponsored retirement savings account could be one of your best tools for creating a secure retirement. It provides two important advantages. First, all contributions and earnings are tax deferred. You only pay taxes on contributions and earnings when the money is withdrawn. Second, many employers provide matching contributions to your account, which can range from 0% to 100% of your contributions. Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement savings. 
http://www.aarp.org/work/retirement-planning/contributions_paycheck_calculator/
Call Toll Free: 1-888-687-2277 l TTY: 1-877-434-7598


Money Saving Resources


Tax Information for Seniors and Retirees
http://www.irs.gov/individuals/retirees/index.html

Supplemental Security Income (SSI)

Monthly checks for people who are 65 and older, or people who are blind or have disabilities and have very low income and assets. To apply, make an appointment with your local Social Security office. Find your local Social Security office by calling 1-800-772-1213.
http://www.ssa.gov/pgm/links_ssi.htm

Other Helpful Resources

Meals on Wheels

The Meals On Wheels Association of America (MOWAA) is the oldest and largest organization in the United States representing those who provide meal services to people in need.
www.mowaa.org

Senior Community Service Employment Program
The Senior Community Service Employment Program (SCSEP) provides part-time, work-based training opportunities at local community service agencies for older workers who have poor employment prospects and assists with the transition of individuals to private or other employment opportunities in the community. The program provides a variety of supportive services to the individual such as personal and job-related counseling, job training and job referral.
 http://www.doleta.gov/SENIORS/
For more information call 1-877-US-2JOBS (1-877-872-5627) | TTY: 1-877-889-5627

Write a Winning Résumé (Article)
Are you a senior applying for a job? The article shows how to narrow down all of your experience into a more personal resume for the specific job that you are applying for.
http://www.aarp.org/work/job-hunting/info-07-2008/writing_winning_resume.html
Call Toll Free: 1- 888-687-2277 l TTY: 877-434-7598