Money: Nationwide Resources Saving money on your monthly bills is important to any family. If you are eligible for discounted utility programs like LIHEAP or Lifeline, saving money might be easier than you think. You can also make your money go farther with money management tools like online budgeting tool, Mint.com. Don’t hesitate- check out these resources today.

Save Money on Your Monthly Bills

Low Income Home Energy Assistance Program (LIHEAP)
LIHEAP is a Federally-funded program that helps low-income households with their home energy bills. LIHEAP can help you stay warm in the winter and cool in the summer. By doing so, you can reduce the risk of health and safety problems (such as illness, fire, or eviction). Your LIHEAP program may be able to offer you one or more of the following types of assistance: bill payment assistance, energy crisis assistance, and weatherization and energy-related home repairs.

For more information, visit http://www.acf.hhs.gov/programs/ocs/liheap/brochure/brochure.html
Find an LIHEAP office in your state, visit http://www.acf.hhs.gov/programs/ocs/liheap/grantees/states.html
Call Toll Free: 1-866-674-6327

Lifeline (discounted home phone)
Lifeline provides qualified consumers with a discount on monthly charges for their primary home phone line, even if it’s a cell phone. If you qualify for this program, Lifeline can save you at least $10 a month on your phone bills, depending on what state you live in and which phone company in your area provides this program. Some states provide more discounts to make local telephone service even more affordable.

Find out if your state provides Lifeline by contacting your state Public Utilities Commission at http://www.naruc.org/commissions.cfm
Find out what the income requirements are for your state and your service provider at http://www.lifelinesupport.org/li/low-income/lifelinesupport/browser/

Link-Up (discounted cell phone)
Link-Up lowers the cost eligible consumers pay for setting up new phone service at their home, including cell phone service. Link-Up pays up to $30.00 of a qualified consumer’s home phone startup fees (even if it’s a cell phone), not including the cost of the phone. Link-Up also lets consumers borrow up to $200 of set-up fees, interest-free, for up to one year.

Find out if your state provides Link-Up by contacting your state Public Utilities Commission at http://www.naruc.org/commissions.cfm
Find out what the income requirements are for your state and your service provider at http://www.lifelinesupport.org/li/low-income/lifelinesupport/browser/

Financial Literacy Resources

MyMoney.gov
MyMoney.gov is a U.S. government website dedicated to teaching all Americans the basics about financial education. Whether you are buying a home, balancing your checkbook, or investing in your 401(k), the resources on MyMoney.gov can help you maximize your financial decisions. Throughout the site, you will find important information from 20 Federal agencies designed to help you make smart financial choices.
http://www.mymoney.gov/
Call Toll Free: 1-888-696-6639

Annual Credit Report
AnnualCreditReport.com is the official site to help consumers to obtain their free credit report. This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
https://www.annualcreditreport.com

ClearPoint Consumer Counseling Solutions
ClearPoint Consumer Counseling Solutions is a nonprofit community service agency, dedicated to helping individuals and families with money problems. ClearPoint is a U.S. Department of Housing and Urban Development (HUD)-certified housing counseling agency.
Call Toll Free: 1-800-966-3328

The Beehive: Money
Help with your finances, free tax filing, home budgets, and more.
http://www.thebeehive.org/money

Free Online Budgeting Tools
Mint.com: http://www.mint.com
Buxfer: http://www.buxfer.com/

The Motley Fool
Investment and Retirement basics
http://www.fool.com/investing/basics/index.aspx

Junior Achievement
Dedicated to educating students about workforce readiness, entrepreneurship and financial literacy.
http://www.ja.org